Here’s what’s new
Not sure where to start, in a crisis, or just looking for something? Ask me anything in the box below — it’s my search and my help desk in one. Or scroll down and catch up on everything — news, mythbusting, the podcast, and what I’m experimenting with.
Updated Sunday, September 13, 2026Looking for something, or not sure where to start? Just ask me.
This is my search box too — ask in plain words and I’ll point you to the right post, tool, or answer. It’s free, private, and it’s really me. Everyone else wants to sell you something; I sell nothing.
Here’s what I’ve been working on and watching this week — pick a lane and catch up.
📰 Debt Relief News & Enforcement
What’s happening — and who’s being sued or sanctioned.
- Connecticut Just Ordered a Paycheck-Advance App to Refund Every Fee It Charged Its Connecticut Users. Here’s What That Means If You Use One (September 2026)
- EmblemHealth and NYC Have Agreed to a $53 Million Retiree Copay Settlement. Here’s the Deadline — and the Catch in the Fine Print.
- Mortgage Rates Just Hit a One-Year High — and the Fed Isn’t Talking About Cuts. Here’s What’s Really Happening to Your Money This Week
- No, You’re Not Getting $10,000 From the AMN Healthcare Settlement — Here’s Who Actually Is
💥 Mythbusting: They Said What?
A money myth, corrected — with the receipts.
- They Said You Can’t Stop Debit Card Overdraft Fees. You Were Never Supposed to Be Charged Without Saying Yes First.
- They Said a Free Credit Report Every Week Is a Legal Right. It’s a Bonus the Bureaus Could Take Back.
- They Said Giving My House to My Kid Before I File Protects It From Bankruptcy. The Trustee Can Still Undo It.
- They Said My Cosigner Filing Bankruptcy Would Wipe Out My Half of the Debt Too. It Doesn’t Work That Way.
🧪 An Experiment I’m Running: Investing Smarter
I gave an AI $1,000 and a strict rulebook. Watch it learn — and lose — in public.
- What the Rich Are Hearing Right Now That You’re Not: Inside the $124 Trillion Wealth Transfer
- Day 30: The AI Set Another High. The Gap Shrank — Because the Index Fell, Not Because It Won. (August 2026)
- Day 29: The AI Set a New High. The Gap Got Wider Anyway. (August 2026)
- Day 28: The AI’s Gap to the Index Doubled. It Still Refused Its Best Setup. (August 2026)
🎙️ The Podcast
Real conversations about money, fear, and getting free.
- Bankruptcy Isn’t Failure — It’s a Financial Tool
- Pay the Pit Bull, Not the Maltese: Which Bill Comes First
- AI Is Changing Work Fast. Here’s What Cybercabs Landing in Damon Day’s Own Gig Market Mean for Your Debt Payoff Plan
- Nobody Selling You Debt Relief Owes You the Truth
